Strength & Security

We Utilize the Best Safeguards and Procedures in the Industry to Provide You with Complete Peace of Mind

iStock_000012209018_SmallWhen you trust the protection of your home ownership to a company, you want to know it has the financial ability to be there for the long haul.  At First Alliance, all of our title policies are backed by the strength of our underwriter, Alliant National, which boasts a Financial Stability Rating of “A” (Exceptional) from Demotech, Inc.

Perhaps more important than the strength of your policy of title insurance is the security of your funds in our escrow accounts.  We proudly adhere to the newly promulgated American Land Title Association’s “Best Practices”  which govern how title companies handle escrow funds as well as private data of their customers.

There is nothing more important than the security of your funds and your private information.  In today’s environment, it’s not enough to have trustworthy employees and strong underwriters backing up the company that handles your closing.  The title company must have systems in place to provide independent accountability of operations, and to ensure against financial loss.  Don’t trust your closing to anyone.  Do your homework and and choose First Alliance Title.

Secure Funds
All Escrow Funds are held in FDIC insured accounts.

Independent Daily  Trust Account Reconciliation
First Alliance Title utilizes an independent third party to peform daily reconciliation of accounts to immediately identify and correct any account discrepancies.

Monthly “3 Way Reconciliation” by Third Party
Each month our accounts undergo “Three Way” trust account reconciliation performed by an independent third party.  Reports are submitted directly to our underwriter for complete transparency.

Positive Pay Procedures
Implementation of “Positive Pay” which requires our bank to match each and every check we issue with those it presents for payment to flag potentially fraudulent transactions.

Comprehensive Fraud Protection

  • International Wire and ACH Transaction Blocks
  • Dual Level Authorization Controls for Outgoing Wire Transactions
  • Escrow Security Bond Coverage (insures against loss by theft or fraud).
  • Cyber Crime/Computer Crime Coverage (to insure against loss from computer hacking or fraudulent wire transfers).

Comprehensive Insurance
First Alliance maintains Full Errors and Omissions Coverage as well as Escrow Security Bond Coverage and Cyber Crime policies.

Have questions about our security procedures or insurance coverage?  Please contact us.

Security You Require | Service You Deserve